Chances are, we can! At HLG, we offer you specialist guidance and assistance – and we look at all sorts of ways that your income from all sources can allow you to get a home loan.

You must still have a deposit of at least 5% of the purchase price saved in a bank account (or have access to 20% equity) and be earning enough income from all your sources to meet home loan repayments.  All of our clients who receive various Centrelink pensions and allowances, child support payments etc can afford to replace paying rent to someone else with paying off their own home loan. 

We have found it is quite common for clients to have equity in a current home that can be sold or gifts from relatives to help buy or refinance a home and this can assist them greatly.  Please note that unless you can afford the home loan repayments taking into account all your current income and expenses, it is now illegal for anyone to provide you with a loan.  Be wary of anyone who tells you otherwise as they are not looking after your best interests.  At HLG, we have been helping clients into home loans they can afford since 1945.

We have access to the products of more than 50 financial institutions, so we can source a wide range of flexible options. Our service saves you time and stress, and you can be confident that our expertise and professionalism is focused on looking after your best interests.

Once we’ve talked and we understand your circumstances and your objectives, we’ll see if we can arrange a home loan that will suit your needs.

That’s the personal service for which we are renowned.